Are you having trouble with your personal injury claim because your insurer is not acting on your behalf? They may be negotiating in “bad faith.” When you purchase insurance, you are entering into a contract, and the insurance company promises to protect you in the event of accident or injury. Furthermore, they are also contracted to ensure your claims are settled appropriately, especially if you are dealing with your insurance company.
These are some examples of the ways insurers act in bad faith:
- Not settling claims within the limits of your policy
- Refusing to pay all of the benefits owed to you
- Prolonging or putting off payments
- Not offering an adequate amount of benefits for the damages
- Unwillingness to defend you from claims or lawsuits
What you must remember that insurance companies are businesses and are looking to protect their interests. They may be reluctant to pay out on claims or only pay as little as they think the case is worth. Our Birmingham personal injury lawyers are experienced and have a proven track record of success. We can use our experience to help you navigate the road ahead.
While this practice may be understandable, it should not have to come at your expense, especially if you are the one who has been paying your dues and are fighting to receive compensation. Insurance companies can be found acting in bad faith, which may very well be worthy of a pursuable lawsuit.
Insurance Not Cooperating? Let Our Birmingham Firm Help!
You may be able to negotiate with your insurance adjuster by letting him, or her know that you believe that the negotiations are unfair and that they are acting in bad faith. This may prompt them to take action to correct the problem and revisit the settlement negotiations. You may even need to write a letter, explaining your reasoning for the complaint.
If you are thinking of pursuing a bad faith insurance claim, we urge you to consult first with our team at Fischer & Associates, LLC Attorneys at Law for sound legal advice before proceeding.