At Fischer & Associates, LLC, our Birmingham car accident attorneys have extensive experience representing the rights of the injured throughout Alabama. No matter the details of your auto accident, we can navigate you through the legal process, gather all of the necessary evidence to prepare a solid claim on your behalf, and personally work with you as we fight for the compensation you deserve. Not only has our firm obtained successful verdicts and settlements for both wrongful death and personal injury claims, we understand the intricacies of prosecuting commercial truck accident cases.
We handle a variety of automobile cases including, but not limited to:
- Construction Zone Accidents
- Defective or Poorly Maintained Roadways
- Distracted Drivers
- Drowsy Driver Accidents
- Head On Collisions
- Impaired Drivers: Alcohol or Drugs
- Injuries Suffered by Pedestrians or Bicyclists
- Intersection Accidents
- Liability in Car Accidents
- Multi-Vehicle Accidents
- Rear End Collisions
- Rollover Accidents
- Single-Vehicle Accidents
- Side-Impact Accidents
- Texting & Driving
If you or a loved one is injured in a car wreck in Alabama, you have the right to file a claim or lawsuit against the negligent party and / or the insurance company for compensation due to property damage and injury resulting from the accident. You may also be entitled to a proper settlement with your own insurance company where the party at fault is either uninsured or underinsured. Seeking advice and representation from a lawyer can be helpful in either scenario. Additionally, it is important that an attorney screen catastrophic car accidents for potential product liability issues. There may be a potential case against the automobile manufacturer as well, if an injury results from a defective or defectively designed vehicle.
What You Need to Know After an Accident
Generally speaking, you have two years from the date of the accident to file a lawsuit against a negligent party. There are some exceptions to this, such as with victims who are minors or with regard to a wrongful death claim (two years from the date of the death). It is important to consult with an accident attorney to establish the applicable statute of limitations of your potential claim.
Auto Accident AttorneyIn Alabama, a plaintiff’s own contributory negligence can serve as a complete defense even if the other party is negligent. However, there are a number of factors that influence whether an action is considered contributory under the law and this is often a question of fact for the jury. The failure to wear a seatbelt is not an act of contributory negligence that would prevent someone from filing a lawsuit against the person who causes a motor vehicle accident.
Successful plaintiffs may be entitled to a variety of damages to compensate them fully for their losses. This can include a settlement amount accounting for: property damage; (repair or replace vehicle); past and future medical expenses; pain and suffering; and lost wages.
Begin building your effective claim. Schedule your free consultation today!
Issues with Insurance – Underinsured and Uninsured
The state of Alabama requires that all persons operating, maintaining or registering motor vehicles show proof of current vehicle liability insurance. Violations of this law result in fines and the potential suspension of one’s driver’s license. Liability insurance refers to coverage for damage to others caused by the insured. In Alabama, the minimum level of liability insurance currently required is $25,000 for death or bodily injury to one person, $50,000 for death or bodily injury to one or more persons, and $25,000 for property damage.
If you are injured at the hands of a negligent driver and he or she does not carry the state-mandated minimums of liability insurance or none at all, you may be able to make a claim against your own insurance policy if you have purchased uninsured or underinsured motorist-coverage. This coverage is specifically designed to cover losses in the situation of an uninsured or underinsured negligent driver. However, it is important to consult with an attorney at the onset of your potential claim against another driver. If you settle with the driver prematurely and then try to make a claim with your own insurance company for an additional amount to cover your losses, you may be prevented from doing so under the terms of your policy and / or with regard to current Alabama case law.
How Fischer & Associates, LLC Can Help You
Auto Accident Lawyer Alabama law requires motor vehicle operators to abide by the statutory delegated rules of the road. This includes obeying proper speed limits, traffic signals, rights of way, etc. Oftentimes, the official accident report will cite a traffic citation as a contributing cause of the accident. A traffic citation does not necessarily establish fault but it can and often does affect an insurance company’s willingness to settle with a claimant. This is when you need skilled legal counsel.
Our Birmingham car accident lawyers are willing to help you with your car wreck claim at any stage in the litigation process. The sooner you seek advice from a lawyer the better. Collecting and preserving evidence is imperative and this can be more difficult to accomplish as times passes. Establishing the facts of the accident is crucial and it helps to immediately document the scene with photographs of the roadway, the vehicles, and the injuries. Additionally, accident witnesses are often able to give a better description if they are questioned immediately.
Reasons to choose our firm include:
- We provide free consultations
- We are available 24/7
- We have a track record of success
- We are technologically progressive
- We build personalized legal strategies
- We’ve recovered more than $170 million for our clients
- We offer our legal services on a contingent fee basis
We look forward to helping you in your legal matter. Schedule your free case review with us today.
Begin Your Case Today – Call Our Firm at (205) 598-2531
Auto Accident LawyerIf you are the negligent driver that has caused an accident and your insurance company is unwilling to settle with the injured and the case goes to trial, you may end up with a verdict against you. If your liability limits don’t cover this amount, you are exposed to pay the difference. For example, your limits are $100,000 in bodily injury to others. The jury returns a verdict of $250,000 against you. You are then obligated to pay the injured plaintiff the excess amount of the verdict. If the insurance company acted negligently in refusing to settle the claim, you may have an action against the insurance company for a “bad-faith” failure to settle.
Ready to begin building your case? Call Fischer & Associates, LLC today at (205) 598-2531.